**PLEASE READ BEFORE PURCHASING** I do NOT do credit disputes, I offer credit reporting services. My process includes me using the law of credit and your rights as a consumer to remove items off of your report. The process takes up to 14 days to complete the entire removal of the negative items off of ALL THREE CREDIT BUREAUS.
WHAT MAKES YOU A GOOD CANDIDATE?
Anyone with NEGATIVE, CLOSED, OR CHARGED OFF accounts are good candidates for credit repair. I am a licensed Real Estate Agent. I started my credit repair services for my clients who were credit challenged, and since then, have taken on almost 100 clients with different reasons for credit repair. I have seen it ALL when it comes to client profiles, and I'm very upfront with customers before I start to repair ones credit if there will be foreseeable potential issues.
HOW DOES THIS PROCESS WORK?
What I would need to start the process is the login to your Experian account. If you do not have an account, then please create a FREE one. After I login and begin drafting your report (on another platform) I will need your bday and mailing address to attach to the report. To submit your report through my portal I will need a copy of your ID, SS, and a recent utility (phone bill, light bill, bank statement etc.) with the address you provided to put on your report. Once I am done drafting your report and request the previously mentioned d three items thats when you know the 14 day clock starts. YOUR 14 DAY CLOCK DOES NOT START AT THE TIME OF PAYMENT. IT STARTS ONCE I SUBMIT YOUR REPORT.
WHAT IS REMOVED?
On your report I can submit up to 5 negative accounts per one report and an unlimited amount of inquiries.
-hard inquiries
-defaulted loans
-reposessions
-faulty credit reporting
-past due medical bills
& so much more
(and no the items will NOT return)
If you are my client who will be purchasing a home or selling and you have more than 5 negative accounts, I will submit your next report for FREE. If you purchase for the initial fee, and you are not a real estate client, and have more than 5 negative items and you send me a referral, I will submit your next report for FREE. If you purchase for the initial fee and I have to go back in a resubmit an address at that time if you have any additional items I will submit it for FREE. If you purchase for the initial fee and at the time of purchasing I see you have more than 5 negative accounts you will only have to pay $75 for another report AFTER the first one has been done and the items are removed. If you purchase for the initial fee and more items are dinged on your credit after you've already paid then you will need to purchase the entire credit repair again.
I reserve the right to change the price as I see fit. That means if I decide to do an additional report for FREE then that is my choice. If I decide to give a discount on the overall service that is my choice.
AFTER YOUR REPORT IS SUBMITTED...WHAT ARE THE NEXT STEPS?
NOTHING !!! There is nothing left for you to do. I keep a very detailed log of when someones report is submitted. I will begin logging in to check for updates. You may get an email from Experian throughout the waiting period. You may also get an email saying your "results are ready" feel free to check, but NOT to freak out if the items say pending. That is 100% normal. Sometimes the items say pending and then they are delated within 24-48 hours. Sometimes it's instantly deleted. However, unless I present an issue throughout the process, THERE IS NO ISSUE to be concerned with. After repairing over 100 reports I have pretty much seen every form of alert and know exactly what to do to maneuver.
FAQ
1. Is this process 100% guaranteed? Honestly, nothing in life is guaranteed. However, I have a 99% success rate. Most of my clients are referral based because I yield results as promised within 14 days.
2. Will items come back? I have seen 2/100 reports where an item came back. I changed the code that was attached to the report and then the item was removed permanently. So in essence, NO!
3. Can I schedule a consultation before moving forward? I would like to limit the amount of consultations because more than likely, unless your score is 800+ you are a good candidate. HOWEVER, the EASIEST way to know if you are the best candidate is to text 678-502-6743 the login to your Experian. I will login, quickly review your report and text you back confirming if you are a good candidate. If for whatever reason you are not I will let you know immediately.
4. Can I pay via zelle or cash app? Absolutely! My zelle is 678-502-6743 and cashapp is $keeshakaylee. Once you submit payment you can text me your Experian login and I will proceed to move on.
Reports are submitted in the order that they are received. Most orders will be submitted within 48 hours of payment. I work M-F. Although I may be working, I prefer not to talk about about credit after 8pm unless I text you to inquire about something. However, please feel free to text your questions at anytime and I will respond as quickly as possible. I will text you once I start your report because codes will be sent to your phone that are time sensitive. I prefer NOT to work at all on the weekends, but once again I every weekend is different and I sometimes find myself doing work in my downtime.
Once the entire process is done, I will send you a screenshot of your updated score and items that were removed and your response back is typically posted as a review. (None of your personal info is ever shared) If you send a voice audio review of my services, I will ask you before sharing on my social media and I do offer a personalized discount to share with someone you know or a FREE report guaranteed if you ever require my services again in the future.
Please make sure to attach your number to your purchase to be able to get started with the process as quickly as possible.
If you have a few questions about this process and want to speak first, before purchasing PLEASE TEXT FIRST at 678-502-6743.
I look forward to working with you! No Refunds after a payment has been sent.